Travel Insurance

February 17, 2007 at 3:33 pm 4 comments

Do you buy travel insurance when you go on vacation?

I met people from all over the world while traveling through south east Asia last month. The topic of travel insurance came up when the English girl I met on a bus (on Jan. 1) told me about the time she lost everything during one of her backpacking vacation but because she had travel insurance, she could continue her trip. Just out of curiosity, I asked almost everyone I met after her if they bought travel insurance.

Surprisingly, all the Americans I met did not bought insurance butall the non-Americans (European, Australian, Kiwi….) bought travel insurance. A Kiwi told me it’s pretty much a standard for them to always buy travel insurance for vacation that’s one week or longer. However, it is rare for Americans to buy travel insurance.

I did not bought travel insurance because my medical insurance is covered world wide, plus I used credit card for the international flight and the credit card provided travel insurance. Thus , I thought I am cover for most disaster. I suppose that give me enough security to feel invincible. But is that enough?

I wonder why we never really consider travel insurance. Are Americans feel more invincible than others? Or do we just like to save a few bucks?

Do you buy travel insurance?


Entry filed under: Expenses, General.

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4 Comments Add your own

  • 1. Nicaragua Insurance MD  |  February 18, 2007 at 4:37 pm

    For Americans travel insurance may be the next flood insurance, but it does happen.

  • 2. Julie  |  February 22, 2007 at 7:33 pm

    I have never bought travel insurance. But I do usually use credit cards that have some sort of insurance automatically.

  • 3. Audi car insurance  |  February 25, 2007 at 6:22 am

    This issue is not my issue as such, but I congratulate you on a very detailed, comprehensive post.

    Traditional media who get salaries and health insurance who sniff at “bloggers” should work as hard

  • 4. Travel Insurance Reviewer  |  June 5, 2007 at 1:19 am

    Travel insruance hasn’t been on the top of most US travelers lists of things to get before going on vacation, and I’m one of those. In fact no one in my family has ever had travel insurance as far as I know, but if you’re an inexperienced overseas traveler it might b a good idea. I’ll probably continue to skip it.


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